KMHF

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Instant Loan Approvals

We are giving instant loan approvals with easy application.

Customer Support

We have 24*7 customer support for each and every customer.

Loan Products & More

You can apply for various loans with us with fast approvals.

Welcome To The KMF Group Our Core

KMHF Services began its journey in 1992, with a singular mission: to transform the financial landscape of India by providing accessible and transparent financial solutions to individuals and businesses across the country. Founded by a group of forward-thinking financial professionals, our company started as a small firm focused on personal finance services. Over the years, driven by our passion for excellence and the evolving financial needs of our clients, we expanded our portfolio and gained recognition as a leader in the financial services sector.

Our Products /Services

OUR SERVICES

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Home Loan

  • We offer seamless home loans with competitive rates and flexible terms, designed to turn your dream home into a reality with ease and peace of mind.
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MSME Loan

  • We provide MSME loans with simple eligibility criteria, fast approval, and flexible repayment options, empowering your business to grow & thrive.
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Personal Loan

  • Our personal loans provide quick approval, flexible repayment options, and competitive interest rates to meet your individual needs.
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Education Loan

  • Our education loans provide affordable rates, flexible repayment options, and fast approval, helping you turn your academic dreams into reality.
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Agriculture Loan

  • Our agriculture loans provide easy access to funds with low-interest rates and flexible terms to support your farming needs and growth.
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Women Group Loan

  • Our women group loans offer easy access to funds with flexible terms, empowering women to grow businesses and achieve financial independence.
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Our Core Values

Integrity

We conduct our business with the highest ethical standards, ensuring that our clients can trust us to deliver on our promises with transparency and honesty.

Customer Focus

We place our clients’ needs at the heart of everything we do, providing personalized financial solutions that meet their unique needs.

Innovation

We continuously innovate to keep up with the changing financial landscape, ensuring that our products and services evolve to meet market demands and technological advancements.

Empowerment

We believe in empowering our clients, helping them achieve financial independence and security, while also fostering economic growth in the communities we serve.

Why Choose KMHF Services?

Our commitment to excellence has made us one of the most respected names in the financial services industry. Here’s why clients trust KMHF Services:

With over 30 years in the financial sector, we bring deep expertise and experience to every interaction.

We provide financial solutions tailored to meet the unique needs of each client, ensuring personalized service that aligns with their financial goals.

From Personal Loans to Business Loans, we offer a comprehensive portfolio of products to serve diverse needs.

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Our Achievements

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FAQ's

What types of loans do you offer?

At KMHF Services, we offer a comprehensive range of loan options to cater to diverse financial needs, including: • Personal Loans • Business Loans • Home Loans • Education Loans • LAP Loan • MSME Loan • Women Group Loan • Agriculture Loan

What is the security deposit requirement, and why is it necessary?

To ensure a smooth loan process, we require a security deposit of ₹3896. Out of this, ₹3300 will be refunded once your loan is successfully cleared. This deposit helps us maintain the integrity of the loan process and ensures the safety of both the company and the customer.

When is the security deposit required?

The security deposit is required only after the loan is approved. Once your loan has been approved, you will need to deposit the security amount of ₹3896, of which ₹3300 will be refunded after the loan is successfully cleared.

Does the company provide insurance with my loan for emergency situations?

Yes, as part of the loan, KMHF Services provides free insurance coverage. This insurance is designed to offer protection in case of unforeseen emergency situations during the loan tenure. It helps ensure that you are financially safeguarded in difficult times.

How long does it take for my loan to be cleared?

The loan clearance process typically takes a minimum of 15 working days. This time frame allows us to thoroughly verify your documents, ensure all requirements are met, and complete the necessary approval procedures.

Can I still apply for a loan if I have a low credit score?

Yes, absolutely! At KMHF Services, we assess each loan application on an individual basis. Even if your credit score is lower than desired, we will consider your application and may request additional documentation to help us better understand your financial situation.

How can I repay my loan?

We accept loan repayments only through EMI (Equated Monthly Installments) via ECS (Electronic Clearing System). This ensures a smooth and automated process for both parties, with monthly payments being directly debited from your linked bank account.

If a customer cancels their file midway, will the security deposit be refunded?

Yes, if the customer cancels their loan application midway, the security deposit will be refunded. However, the customer must submit a written application for the cancellation. Please note that the refund process may take 45 to 60 working days to complete.