To ensure a smooth loan process, we require a security deposit of ₹3896. Out of this, ₹3300 will be refunded once your loan is successfully cleared. This deposit helps us maintain the integrity of the loan process and ensures the safety of both the company and the customer.

The security deposit is required only after the loan is approved. Once your loan has been approved, you will need to deposit the security amount of ₹3896, of which ₹3300 will be refunded after the loan is successfully cleared.

Yes, as part of the loan, KMHF Services provides free insurance coverage. This insurance is designed to offer protection in case of unforeseen emergency situations during the loan tenure. It helps ensure that you are financially safeguarded in difficult times.

The loan clearance process typically takes a minimum of 15 working days. This time frame allows us to thoroughly verify your documents, ensure all requirements are met, and complete the necessary approval procedures.

Yes, absolutely! At KMHF Services, we assess each loan application on an individual basis. Even if your credit score is lower than desired, we will consider your application and may request additional documentation to help us better understand your financial situation.

We accept loan repayments only through EMI (Equated Monthly Installments) via ECS (Electronic Clearing System). This ensures a smooth and automated process for both parties, with monthly payments being directly debited from your linked bank account.

Yes, if the customer cancels their loan application midway, the security deposit will be refunded. However, the customer must submit a written application for the cancellation. Please note that the refund process may take 45 to 60 working days to complete.