Home Loan

Our Home Loan offers the perfect opportunity to own your dream home. Whether you're buying a new home, constructing, or renovating, we offer affordable rates and long repayment terms.

  • Loan AmountUp to 80% of the property value.
  • Tenure – Repayment options up to 20 years.
  • Low Interest Rates – Competitive rates.
  • Quick Processing – Fast approval and minimal paperwork.
  • Age between 21 and 59 years.
  • Must have a stable income (salaried/self-employed).
  • Property should be legally clear.
  • Property documents (Title deed, registration).
  • Identity and address proof.
  • Income proof (Salary slips, bank statements).
  • Bank statements for the last 3 months.
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  • 6% per annual interest rate (subject to the type of loan and borrower profile).
  • 3,896/- (3,300/- refundable upon loan disbursement).
  • KMHF Services offers free health and fund insurance with all home loans, providing financial security for your family.

     

    Insurance Benefits with Home Loan

    When you take a home loan with us, you are entitled to Health and Fund Insurance coverage to safeguard both your home and personal health. We’ve partnered with Insurance Company to make sure that you and your family remain financially secure.

    Benefits:

    • Health Coverage for Homeowners: Covers hospitalization, surgery, and health treatments.
    • Home Protection Insurance: Covers damage, natural calamities, or accidental damage to your newly purchased property.
    • Fund Protection: Provides financial support in case of unforeseen life events.
    • Life Insurance: Offers coverage to the family in case of an accidental death of the homeowner, ensuring loan repayment is unaffected.
    • No Additional Costs: Health and Fund Insurance is offered at no extra cost as part of the loan package.
    • Comprehensive Coverage: Covers medical emergencies, accidental death, disability, and more.
    • Quick Claims Processing: Fast and efficient claims processing for all types of insurance coverage.
    • Cashless Network: Avail cashless hospitalization across a wide network of hospitals.
    • 24/7 Support: Round-the-clock customer support for health-related inquiries and claims.

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