KMHF

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Personal Loan

A Personal Loan is designed to help women meet their personal and professional financial needs. Whether it's for education, healthcare, starting a business, or other needs, this loan offers flexible terms, fast approval, and competitive interest rates, making it easier for women to achieve their goals.

  • Loan Amount : From ₹1 Lakh to ₹1 Crore, based on eligibility.
  • Repayment Tenure: Flexible tenure ranging from 1 year to 20 years.
  • No Collateral Required: No need to pledge any assets as collateral.
  • Instant Disbursement: Quick processing and approval for immediate financial needs.
  • No Prepayment Charges: You can repay your loan early without any penalties.
  • Age: Must be between 21 and 59 years.
  • Income Proof: Monthly income of at least ₹15,000/- (depends on location).
  • Employment: Salaried individuals or self-employed professionals with stable income.
  • Credit Score: A good credit score is preferred but not mandatory.
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  • Aadhar Card (Identity proof)
  • Pan Card
  • Bank Statements (Last 3 to 6 months)
  • Salary Slips (For salaried individuals)
  • Income Proof (For self-employed individuals)
  • Passport-sized Photograph
  • Loan Application Form
  • 6% per annual interest rate (subject to the type of loan and borrower profile).
  • ₹3,896/- (₹3,300/- refundable upon loan disbursement).

Free health and fund insurance are offered as an additional benefit with the Personal loan.

 

Insurance Benefits with Personal Loan:

As part of our commitment to customer well-being, we offer Health and Fund Insurance coverage at no extra cost when you avail of a personal loan with us. We’ve partnered with  Insurance Company to provide this coverage. The insurance ensures that you are financially protected in case of unforeseen medical emergencies or fund-related issues.

  • Health Insurance Coverage: Covers hospital expenses, doctor consultations, surgery, and medical emergencies.
  • Fund Insurance: Protects your finances against unexpected loss of income or sudden life events.
  • Life Coverage: In case of accidental death, your family will receive a lump sum amount to help manage the financial impact.
  • Cashless Network: You can avail cashless treatment in over 10,000 hospitals nationwide.
  • Instant Claim Processing: Hassle-free, quick processing of your health insurance claims.
  • No Additional Costs: Health and Fund Insurance is offered at no extra cost as part of the loan package.
  • Comprehensive Coverage: Covers medical emergencies, accidental death, disability, and more.
  • Quick Claims Processing: Fast and efficient claims processing for all types of insurance coverage.
  • Cashless Network: Avail cashless hospitalization across a wide network of hospitals.
  • 24/7 Support: Round-the-clock customer support for health-related inquiries and claims.
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Our Core Values

Integrity

We conduct our business with the highest ethical standards, ensuring that our clients can trust us to deliver on our promises with transparency and honesty.

Customer Focus

We place our clients’ needs at the heart of everything we do, providing personalized financial solutions that meet their unique needs.

Innovation

We continuously innovate to keep up with the changing financial landscape, ensuring that our products and services evolve to meet market demands and technological advancements.

Empowerment

We believe in empowering our clients, helping them achieve financial independence and security, while also fostering economic growth in the communities we serve.

Instant Loan Approvals

We are giving instant loan approvals with easy application.

Customer Support

We have 24*7 customer support for each and every customer.

Loan Products & More

You can apply for various loans with us with fast approvals.