Business Loan

Business Loans are offered to entrepreneurs or business owners who need funding to expand, purchase new equipment, or manage working capital. Whether you have a small, medium, or large business, our business loans are designed to support your growth.

  • Loan Amount – Up to 1 Crore.
  • Unsecured Loan – No collateral needed for most cases.
  • Flexible Repayment Period1 to 20 years.
  • Quick Processing – Fast approval with minimal documentation.
  • Use – For business expansion, working capital, machinery purchase, etc.
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  • The business should have been operational for at least 2 years.
  • Minimum turnover of 2.5 Lakh per year.
  • Stable income and good financial records.
  • Personal guarantee of the business owner.
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  • Business registration and GST documents.
  • Income tax returns for the last 2 years.
  • Bank statements for the last 6 months.
  • Identity and address proof of the business owner.
  • Business financial statements.
  • 6% per annual interest rate (subject to the type of loan and borrower profile).
  • 3,896/- (3,300/- refundable upon loan disbursement).

Get health and fund insurance benefits along with your business loan, ensuring long-term protection for you and your business.

Insurance Benefits with Business Loan

When you apply for a business loan with us, you will be provided with Health and Fund Insurance coverage, ensuring that you and your business are safeguarded. Partnering with Insurance Company, we aim to offer peace of mind for business owners by covering medical expenses and ensuring that finances are not impacted by personal emergencies.

  • Health Insurance for Entrepreneurs: Provides coverage for hospitalization, surgeries, and health-related emergencies.
  • Business Continuity Fund: Protects your business in case of financial disruptions due to unforeseen health conditions or personal tragedies.
  • Life and Disability Coverage: In case of life-threatening accidents or disabilities, the insurance helps secure your family’s financial future.
  • Medical Assistance Coverage: Including ambulance services and pre-existing condition coverage.
  • No Additional Costs: Health and Fund Insurance is offered at no extra cost as part of the loan package.
  • Comprehensive Coverage: Covers medical emergencies, accidental death, disability, and more.
  • Quick Claims Processing: Fast and efficient claims processing for all types of insurance coverage.
  • Cashless Network: Avail cashless hospitalization across a wide network of hospitals.
  • 24/7 Support: Round-the-clock customer support for health-related inquiries and claims.

Customer Reviews