KMHF

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Loan Against Property (LAP)

A Loan Against Property (LAP) helps you secure a large loan by pledging your residential or commercial property. This loan is ideal for those needing a large sum of money for business, personal, or other needs.

  • Loan Amount – Up to 70% to 80% of property value.
  • Long Tenure – Repayment terms can go up to 20 years.
  • Low Interest Rates – Competitive interest rates for secured loans.
  • Age between 21 and 59 years.
  • Property must be legally clear.
  • The borrower must have a stable income source.
  • Property documents (Title deed, property tax receipts).
  • Identity and address proof.
  • Income proof (Salary slips, bank statements).
  • Bank statements for the last 6 months.
  • 6% per annual interest rate (subject to the type of loan and borrower profile).
  • ₹3,896/- (₹3,300/- refundable upon loan disbursement).

  • Free Health & Fund Insurance:

    Get health and fund insurance coverage with every LAP, adding extra protection to your financial security.

    Insurance Benefits with LAP

    In addition to providing you with the funds for your property needs, we also offer Health and Fund Insurance through our partnership with Insurance Company. This insurance covers both health and property-related emergencies.

    Benefits:

    • Health Insurance for Property Owners: Covers all hospitalization expenses and medical treatments.
    • Property Insurance: Safeguards your property against damage or loss due to accidents, natural disasters, or theft.
    • Life Insurance Coverage: In case of accidental death or disability, your family will receive financial compensation.
    • Fund Protection: Ensures your finances remain stable even if an unexpected event affects your income.
    • No Additional Costs: Health and Fund Insurance is offered at no extra cost as part of the loan package.
    • Comprehensive Coverage: Covers medical emergencies, accidental death, disability, and more.
    • Quick Claims Processing: Fast and efficient claims processing for all types of insurance coverage.
    • Cashless Network: Avail cashless hospitalization across a wide network of hospitals.
    • 24/7 Support: Round-the-clock customer support for health-related inquiries and claims.
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Customer Reviews

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Our Core Values

Integrity

We conduct our business with the highest ethical standards, ensuring that our clients can trust us to deliver on our promises with transparency and honesty.

Customer Focus

We place our clients’ needs at the heart of everything we do, providing personalized financial solutions that meet their unique needs.

Innovation

We continuously innovate to keep up with the changing financial landscape, ensuring that our products and services evolve to meet market demands and technological advancements.

Empowerment

We believe in empowering our clients, helping them achieve financial independence and security, while also fostering economic growth in the communities we serve.

Instant Loan Approvals

We are giving instant loan approvals with easy application.

Customer Support

We have 24*7 customer support for each and every customer.

Loan Products & More

You can apply for various loans with us with fast approvals.